PayYou is a digital wallet built for simplicity. Send money, top up with a card, and track every transaction — from one clean, secure dashboard.
Total Balance
₹24,850.00
Card holder
Sushil Kumar
From @priya
2 min ago
To @rahul
Just now
Features
Send money to any PayYou user by username in under 3 seconds. No account numbers, no IFSC codes.
Add funds securely using any debit or credit card. Powered by Stripe with full PCI compliance.
Every rupee tracked. Filter transactions by type, date, and status with a clean audit trail.
httpOnly cookies, bcrypt hashing, JWT with refresh rotation, and Stripe-level card security.
Set your own daily transfer cap from ₹100 to ₹1,00,000. Full control over your spending.
Gemini-powered chatbot guides you through every feature — available on every page, always.
How it works
Sign up with your email and verify your identity with a secure OTP. Takes under a minute.
Add money using any debit or credit card. Stripe handles the payment — we just credit your balance.
Transfer money to any user by their PayYou username. Instant, feeless, and fully recorded.
Security
PayYou is built with security at every layer — from how we store your password to how we handle your card details. We never see your card number. Ever.
Authentication
JWT + Refresh Token
Password Storage
bcrypt hash
Card Processing
Stripe (PCI DSS L1)
Data Transit
TLS 1.3 encrypted
Session Tokens
httpOnly cookie
Transactions
Atomic DB operations
Get Started Today
No setup fees. No hidden charges. Create your free PayYou wallet in under a minute and start sending money instantly.